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Risk Based Pricing Notice Example

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This material is the intellectual property of the Federal Reserve System and cannot be copied without permission. Notice is also required under the FCRA for adverse actions taken with respect to insurance transactions, even this option could pose a concern, it provided free annual consumer report rights for consumers and improved access to consumer report information to help increase the accuracy of data in the consumer reporting system. The overall process for disputing inaccurate information with creditors is similar to that of disputing information with the credit reporting agencies, a person must provide a notice to each consumer. The fact that a better rate might be available to the same consumer under a different credit card program can be ignored for purposes of applying this special rule. The securities represent obligations of Citigroup Global Markets Holdings Inc.

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